The paper comes from Tactile Designs Showers digital paper pack. I used Sugarskin BTN font to create the sentiment. The charm in the twine is a folded umbrella (actually, it's a parasol, but I won't tell if you don't).
*Crafty Tip* When coloring black hair use a shade of blue as your highlight. I lay in black highlights with Genuine Colbalt Blue 662 first, then color and shade with Black 009 to finish (Caran d'Ache 6901 Luminance 6901 pencils).
Paper – cardstock, Tactile Designs Showers digital paper Pack
Digital stamp – Opal Manor Rain Girl
Color – Caran d'Ache Luminance 6901 pencils
Embellishments – twine, charm, pearls